What counts as an SME? 何谓中小企业？
In Malaysia, small and medium enterprises are defined by SME Corp Malaysia based on annual sales turnover or number of full-time employees, with different thresholds for manufacturing and for services.
在马来西亚，中小企业由 SME Corp 按年营业额或全职员工人数定义，制造业与服务业门槛不同。
How SME financing works 中小企业融资如何运作
SME financing is sized around a smaller business's cash flow. Lenders look at how long the business has operated, its bank statements and how the funds will be used.
Preparing a stronger application 准备更完整的申请
Keep business and personal accounts separate, maintain up-to-date bank statements, and be ready to explain clearly what the money is for and how it will be repaid.
General information only — not financial advice. Every application is assessed individually and approval is not guaranteed. 仅供一般参考，并非财务建议。